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For Taiwan's NT$6M investment immigration, does buying property or stocks count?

โš ๏ธ Disclaimer: For general information only โ€” not tax, financial, or legal advice. Figures may be outdated or incorrect; tax rules change frequently. Verify important decisions with the CRA/IRS or a qualified professional. You use this information at your own risk.
The short answer

Under the regulations governing Hong Kong and Macau residents' residence in Taiwan, investing NT$6 million or more in Taiwan, as reviewed and approved by the central competent authority, qualifies you to apply for residence. After meeting the residence-period requirement, you can apply for permanent settlement (ๅฎšๅฑ…). This is a separate, lower threshold from the foreign-national investor track (NT$15 million in a for-profit enterprise plus five jobs maintained for three years, or NT$30 million in government bonds).

Who the NT$6M route is for

Under the regulations governing Hong Kong and Macau residents' residence in Taiwan, investing NT$6 million or more in Taiwan, as reviewed and approved by the central competent authority, qualifies you to apply for residence. After meeting the residence-period requirement, you can apply for permanent settlement (ๅฎšๅฑ…). This is a separate, lower threshold from the foreign-national investor track (NT$15 million in a for-profit enterprise plus five jobs maintained for three years, or NT$30 million in government bonds).

What counts โ€” and what doesn't

InvestmentCounts?Why
Capital into a newly established Taiwan company (your operating business)โœ…Approved operating investment with business registration
Capital increase in an existing Taiwan company you operateโœ…Same โ€” real operating capital
Buying a residential apartmentโŒPassive asset, not an approved business operation
Buying listed stocks / ETFsโŒPortfolio investment, handled through a separate securities channel
Bank time depositsโŒNot an investment in a business at all
Crypto holdingsโŒNot a recognized operating investment

The logic is in the review documents. When you later apply for settlement, the National Immigration Agency requires: the invested business's establishment/change registration, the last year's profit-and-loss and tax computation (or business-tax filings), the Ministry of Economic Affairs Investment Commission's approval letter, CPA-audited financial statements, and proof of continued investment and operating results (ๆŒ็บŒๆŠ•่ณ‡ๅŠ็‡Ÿ้‹ๅฏฆ็ธพ่ญ‰ๆ˜Žๆ–‡ไปถ). A property deed or brokerage statement can't produce any of these โ€” only a real operating company can.

The review points that trip people up

  • The investment must be approved first. Money wired in without going through the investment review (็ถ“ๆฟŸ้ƒจๆŠ•่ณ‡ๅฏฉ่ญฐๅธ) doesn't count, even if it's sitting in a Taiwan company account.
  • Operation must be genuine and ongoing. Paper companies with no revenue, no staff, and no real activity fail at the settlement stage.
  • Residence time still applies. Roughly: one continuous year in Taiwan with no more than 30 days abroad, or two years with at least 270 days in Taiwan each year.
  • Job creation commitments matter. If your approval included hiring Taiwanese employees, you'll need to show their labor-insurance records.

Frequently asked questions

Can I invest the NT$6M and hire a manager to run the company while I live elsewhere?

The residence-period requirement means you need to actually live in Taiwan. A company run entirely by others while you're absent fails both the residence test and the "genuine operation" review.

What about buying a franchise โ€” does that count?

A franchise can count if it's structured as your own registered operating company, capitalized with the investment, reviewed by the authorities, and genuinely operated. Buying into a franchise as a passive investor without an operating entity does not.

I'm not from Hong Kong or Macau. Is there an equivalent?

Foreign nationals have a separate permanent-residence-by-investment track with higher thresholds (NT$15 million in a for-profit enterprise creating five jobs for three years, or NT$30 million in central government bonds). The NT$6 million figure is specific to the Hong Kong/Macau route.

Sources

  • https://joyfulrichiconsultants.com/immigration-info-taiwan-investment-immigration-cost/
  • https://www.immigration.gov.tw/5385/7244/7250/7296/%E5%AE%9A%E5%B1%85/41965/
  • https://www.moea.gov.tw/Mns/dir/investment/wHandDirApply_File.ashx?file_id=49
Disclaimer โ€” please read. This article is for general information and educational purposes only. It is not tax, accounting, legal, financial, or immigration advice, and reading it does not create a professional or client relationship between you and Llandora. Tax and immigration rules change frequently and differ by country, province/state, and personal circumstances; figures, thresholds, and examples in this article may be outdated, incomplete, or incorrect, and may not apply to your situation. Always verify current rules with the official sources (CRA, IRS, IRCC, USCIS) and consult a licensed professional before making any decision. Llandora makes no warranty of any kind โ€” express or implied โ€” about the accuracy, completeness, reliability, or timeliness of this content. To the fullest extent permitted by law, Llandora disclaims all liability for any loss, damage, cost, or expense arising from errors or omissions in this article or from any action taken or not taken in reliance on it, whether direct, indirect, incidental, or consequential. You rely on this article entirely at your own risk.