Terms of Use

What Llandora is. Llandora publishes general-information guides and sells digital spreadsheet tools (Excel workbooks, no macros) about money, tax, immigration, housing, and banking in Canada and the United States. Nothing on this site is professional tax, accounting, legal, financial, or immigration advice, and nothing here creates a professional or client relationship between you and Llandora.

What you are buying. Products are digital downloads (Excel .xlsx files, English language, no macros), delivered by our checkout partner Gumroad. Figures reflect the 2026 tax year unless stated otherwise. Each product includes a full disclaimer inside the file — please read it before use.

License. Your purchase is a license for your personal, non-commercial use only. Please do not redistribute, resell, or share the files.

No warranty; limitation of liability. Guides and spreadsheets are provided "as is". Llandora makes no warranty of any kind — express or implied — about the accuracy, completeness, reliability, or timeliness of any content. Tax and immigration rules change frequently and differ by jurisdiction and personal circumstances. To the fullest extent permitted by law, Llandora disclaims all liability for any loss, damage, cost, or expense arising from errors or omissions in our content or products, or from any action taken or not taken in reliance on them, whether direct, indirect, incidental, or consequential. You use everything here entirely at your own risk.

Refunds and support. Digital delivery and payments are handled by Gumroad; refund requests follow Gumroad’s policies. For product questions, contact us through the store page.